.spd{--navy:#121a2e;--navy-2:#1b2640;--green:#07b981;--green-d:#059669;--teal:#35b6ae;--gold:#e8ab42;--orange:#e8704a;--slate:#334155;--slate-2:#475569;--muted:#5b6779;--muted-dk:#9fb0c6;--line:#e8edf3;--cloud:#f7f9fc;--white:#fff;--error:#c2413a;--r:14px;--shadow:0 6px 28px #121a2e1a;--shadow-lg:0 18px 60px #121a2e29;--ring:0 0 0 3px #07b98173;background:var(--white);color:var(--slate);-webkit-font-smoothing:antialiased;font-family:inherit;font-size:16px;line-height:1.55}.spd *,.spd :before,.spd :after{box-sizing:border-box;margin:0;padding:0}.spd h1,.spd h2,.spd h3,.spd h4{color:var(--navy);letter-spacing:-.02em;line-height:1.12}.spd a{color:inherit;text-decoration:none}.spd strong{color:var(--navy);font-weight:600}.spd .wrap{max-width:1120px;margin:0 auto;padding:0 28px}.spd button:focus-visible,.spd a:focus-visible,.spd input:focus-visible,.spd [role=option]:focus-visible,.spd [role=radio]:focus-visible,.spd label:focus-within{box-shadow:var(--ring);border-radius:8px;outline:none}.spd .btn-primary{background:var(--green);color:#fff;cursor:pointer;white-space:nowrap;border:none;border-radius:100px;align-items:center;gap:8px;padding:14px 26px;font-size:16px;font-weight:600;transition:all .18s;display:inline-flex}.spd .btn-primary:hover{background:var(--green-d);transform:translateY(-1px)}.spd .btn-primary:disabled{cursor:not-allowed;background:#cbd5e1;transform:none}.spd .btn-lg{padding:16px 34px;font-size:17px}.spd .btn-sm{padding:9px 18px;font-size:14px}.spd .btn-ghost{color:var(--slate-2);border:1px solid var(--line);cursor:pointer;background:0 0;border-radius:100px;padding:13px 22px;font-size:15px;font-weight:600;transition:all .15s}.spd .btn-ghost:hover{border-color:var(--muted);color:var(--navy)}.spd .topbar{z-index:50;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#121a2eeb;border-bottom:1px solid #ffffff12;position:sticky;top:0}.spd .topbar-in{justify-content:space-between;align-items:center;height:64px;display:flex}.spd .logo{color:#fff;letter-spacing:-.02em;font-size:22px;font-weight:700}.spd .logo span{color:var(--green)}.spd .topnav{align-items:center;gap:26px;display:flex}.spd .topnav a{color:#cbd5e1;font-size:15px;font-weight:500}.spd .topnav a:hover,.spd .topnav .btn-primary{color:#fff}.spd .hero{background:var(--navy);color:#fff;padding:72px 0 88px;position:relative;overflow:hidden}.spd .hero:after{content:"";pointer-events:none;background:radial-gradient(620px 360px at 88% 8%,#35b6ae21,#0000 70%);position:absolute;inset:0}.spd .hero-in{z-index:1;grid-template-columns:1.08fr .92fr;align-items:center;gap:56px;display:grid;position:relative}.spd .eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--teal);background:#35b6ae1f;border:1px solid #35b6ae52;border-radius:100px;margin-bottom:22px;padding:6px 14px;font-size:13px;font-weight:600;display:inline-block}.spd .hero h1{color:#fff;margin-bottom:18px;font-size:52px;font-weight:800}.spd .hero-sub{color:#c3ccdb;max-width:540px;margin-bottom:30px;font-size:18px;line-height:1.6}.spd .hero-cta{flex-wrap:wrap;align-items:center;gap:18px;margin-bottom:28px;display:flex}.spd .hero-note{color:var(--muted-dk);font-size:14px}.spd .hero-trust{color:#9fb0c6;flex-wrap:wrap;gap:22px;font-size:14px;display:flex}.spd .hero-trust span{white-space:nowrap}.spd .hero-card{box-shadow:var(--shadow-lg);color:var(--slate);background:#fff;border-radius:18px;padding:22px}.spd .hc-head{border-bottom:1px solid var(--line);flex-direction:column;gap:3px;padding-bottom:16px;display:flex}.spd .hc-cat{letter-spacing:.08em;text-transform:uppercase;color:var(--teal);font-size:11px;font-weight:600}.spd .hc-niche{color:var(--navy);font-size:20px;font-weight:700}.spd .hc-rows{flex-direction:column;gap:9px;padding:16px 0;display:flex}.spd .hc-row{color:var(--slate);grid-template-columns:auto 1fr auto;align-items:center;gap:11px;font-size:14px;display:grid}.spd .hc-row.dim{opacity:.62}.spd .hc-tag{white-space:nowrap;border-radius:6px;padding:3px 8px;font-size:10px;font-weight:700}.spd .t-core{color:var(--green-d);background:#07b9811f}.spd .t-op{color:#1f8a82;background:#35b6ae24}.spd .t-hid{color:var(--orange);background:#e8704a24}.spd .hc-check{background:var(--cloud);width:20px;height:20px;color:var(--muted);border-radius:6px;place-items:center;font-size:12px;font-weight:700;display:grid}.spd .hc-check.on{background:var(--green);color:#fff}.spd .hc-foot{border-top:1px solid var(--line);align-items:center;gap:18px;padding-top:16px;display:flex}.spd .hc-gauge{background:conic-gradient(var(--orange)0 61%,var(--line)61% 100%);border-radius:50%;place-items:center;width:66px;height:66px;display:grid;position:relative}.spd .hc-gauge:after{content:"";background:#fff;border-radius:50%;width:48px;height:48px;position:absolute}.spd .hc-gval{z-index:1;color:var(--navy);font-size:19px;font-weight:800;position:relative}.spd .hc-blabel{color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-size:11px;font-weight:600}.spd .hc-bpill{background:var(--orange);color:#fff;border-radius:100px;margin-top:5px;padding:4px 14px;font-size:14px;font-weight:700;display:inline-block}.spd .section-head{text-align:center;max-width:680px;margin:0 auto 38px}.spd .section-head.left{text-align:left;margin-left:0}.spd .section-eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--green-d);margin-bottom:12px;font-size:13px;font-weight:700;display:inline-block}.spd .section-head h2{margin-bottom:12px;font-size:34px;font-weight:800}.spd .section-head p{color:var(--slate-2);font-size:17px}.spd .tool-section{background:var(--cloud);border-bottom:1px solid var(--line);padding:64px 0 76px}.spd .tool-shell{max-width:880px;box-shadow:var(--shadow);border:1px solid var(--line);background:#fff;border-radius:20px;margin:0 auto;overflow:hidden}.spd .tool-loading{text-align:center;color:var(--muted);padding:80px}.spd .tool{flex-direction:column;display:flex}.spd .stepper{background:var(--navy);padding:18px 28px;display:flex}.spd .step{flex:1;align-items:center;min-width:0;display:flex}.spd .step-dot{color:#9fb0c6;cursor:default;background:#ffffff1f;border:none;border-radius:50%;flex-shrink:0;place-items:center;width:30px;height:30px;font-size:14px;font-weight:700;transition:all .2s;display:grid}.spd .step.active .step-dot{background:var(--green);color:#fff}.spd .step.done .step-dot{color:var(--green);cursor:pointer;background:#07b98140}.spd .step-label{color:#9fb0c6;white-space:nowrap;text-overflow:ellipsis;margin-left:10px;font-size:14px;font-weight:600;overflow:hidden}.spd .step.active .step-label{color:#fff}.spd .step.done .step-label{color:#cbd5e1}.spd .step-line{background:#ffffff1a;flex:1;min-width:14px;height:2px;margin:0 12px}.spd .step.done .step-line{background:#07b98159}.spd .tool-body{min-height:340px;padding:34px 36px}.spd .step-pane{animation:.35s spd-fade}@keyframes spd-fade{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}.spd .pane-h{margin-bottom:8px;font-size:24px;font-weight:700}.spd .pane-sub{color:var(--slate-2);max-width:620px;margin-bottom:24px;font-size:16px}.spd .pane-context{margin-bottom:20px}.spd .ctx-tag{letter-spacing:.07em;text-transform:uppercase;color:var(--teal);margin-bottom:6px;font-size:12px;font-weight:700;display:inline-block}.spd .picker2{grid-template-columns:1fr 1.2fr;gap:16px;max-width:660px;display:grid}.spd .dd{position:relative}.spd .dd-label{letter-spacing:.04em;text-transform:uppercase;color:var(--teal);margin-bottom:8px;font-size:12px;font-weight:700}.spd .dd-field{border:1.5px solid var(--line);cursor:pointer;text-align:left;background:#fff;border-radius:12px;justify-content:space-between;align-items:center;gap:12px;width:100%;padding:15px 18px;font-family:inherit;font-size:16px;transition:all .15s;display:flex}.spd .dd-field:hover{border-color:var(--muted)}.spd .dd-field.filled{border-color:var(--green)}.spd .dd.disabled .dd-field{background:var(--cloud);cursor:not-allowed;opacity:.7}.spd .dd-ph{color:var(--muted)}.spd .dd-val{color:var(--navy);font-weight:600}.spd .dd-caret{color:var(--muted);flex-shrink:0;font-size:13px}.spd .dd-pop{border:1px solid var(--line);box-shadow:var(--shadow-lg);z-index:30;background:#fff;border-radius:14px;position:absolute;top:calc(100% + 8px);left:0;right:0;overflow:hidden}.spd .dd-search{border-bottom:1px solid var(--line);padding:12px}.spd .dd-search input{border:1.5px solid var(--line);border-radius:9px;outline:none;width:100%;padding:11px 14px;font-family:inherit;font-size:15px}.spd .dd-search input:focus{border-color:var(--green)}.spd .dd-list{max-height:300px;padding:6px;overflow-y:auto}.spd .dd-empty{text-align:center;color:var(--muted);padding:22px 14px;font-size:14px}.spd .dd-item{text-align:left;width:100%;color:var(--slate);cursor:pointer;background:0 0;border:none;border-radius:8px;align-items:center;gap:10px;padding:11px 13px;font-family:inherit;font-size:15px;display:flex}.spd .dd-item>span:first-child{flex:1}.spd .dd-item:hover,.spd .dd-item.active{background:var(--cloud)}.spd .dd-item.on{color:var(--navy);background:#07b98114;font-weight:600}.spd .dd-tick{color:var(--green);font-weight:700}.spd .dd-foot{border-top:1px solid var(--line);color:var(--muted);padding:8px 14px;font-size:13px}.spd .risk-dot{border-radius:50%;flex-shrink:0;width:8px;height:8px}.spd .risk-dot.r-low{background:var(--green)}.spd .risk-dot.r-medium{background:var(--gold)}.spd .risk-dot.r-standard{background:var(--teal)}.spd .risk-dot.r-high{background:var(--orange)}.spd .risk-dot.r-critical{background:var(--error)}.spd .picker-hint{color:var(--muted);flex-wrap:wrap;align-items:center;gap:10px;margin-top:22px;font-size:14px;display:flex}.spd .quick-chip{background:var(--cloud);border:1px solid var(--line);color:var(--slate);cursor:pointer;border-radius:100px;padding:7px 15px;font-family:inherit;font-size:14px;transition:all .15s}.spd .quick-chip:hover{border-color:var(--green);color:var(--green-d)}@media (max-width:560px){.spd .picker2{grid-template-columns:1fr}}.spd .review-lead{color:var(--slate-2);background:var(--cloud);border-left:3px solid var(--teal);border-radius:0 8px 8px 0;margin-bottom:22px;padding:12px 16px;font-size:15px}.spd .dgroup{border:1px solid var(--line);border-radius:14px;margin-bottom:16px;overflow:hidden}.spd .dgroup-h{background:var(--cloud);border-bottom:1px solid var(--line);justify-content:space-between;align-items:flex-start;gap:14px;padding:16px 18px;display:flex}.spd .dgroup-titles h4{margin:4px 0 3px;font-size:17px;font-weight:700}.spd .dgroup-titles p{color:var(--slate-2);max-width:520px;font-size:14px}.spd .gtag{letter-spacing:.05em;text-transform:uppercase;border-radius:6px;padding:3px 9px;font-size:11px;font-weight:700;display:inline-block}.spd .gtag.g-core{color:var(--green-d);background:#07b98124}.spd .gtag.g-op{color:#1f8a82;background:#35b6ae29}.spd .gtag.g-hidden{color:var(--orange);background:#e8704a26}.spd .dgroup-all{border:1px solid var(--line);color:var(--slate-2);cursor:pointer;background:0 0;border-radius:8px;flex-shrink:0;padding:7px 13px;font-family:inherit;font-size:13px;font-weight:600}.spd .dgroup-all:hover{border-color:var(--green);color:var(--green-d)}.spd .ditems{padding:8px 10px}.spd .ditem{border-radius:9px;flex-wrap:wrap;align-items:center;gap:6px;padding:4px 8px;transition:all .12s;display:flex}.spd .ditem.on{background:#07b9810d}.spd .ditem-main{cursor:pointer;flex:1;align-items:center;gap:12px;min-width:0;padding:7px 0;display:flex}.spd .ditem-main input{opacity:0;width:0;height:0;position:absolute}.spd .ditem-box{border:1.5px solid #cbd5e1;border-radius:6px;flex-shrink:0;width:21px;height:21px;transition:all .15s;position:relative}.spd .ditem-main input:focus-visible+.ditem-box{box-shadow:var(--ring)}.spd .ditem.on .ditem-box{background:var(--green);border-color:var(--green)}.spd .ditem.on .ditem-box:after{content:"✓";color:#fff;place-items:center;font-size:13px;font-weight:700;display:grid;position:absolute;inset:0}.spd .ditem-name{color:var(--slate);font-size:15px;line-height:1.35}.spd .ditem.on .ditem-name{color:var(--navy);font-weight:500}.spd .ditem-ug{letter-spacing:.03em;text-transform:uppercase;color:var(--muted);background:var(--cloud);border:1px solid var(--line);border-radius:5px;flex-shrink:0;padding:2px 7px;font-size:11px;font-weight:600}.spd .ditem-info{border:1px solid var(--line);width:24px;height:24px;color:var(--muted);cursor:pointer;background:#fff;border-radius:50%;flex-shrink:0;font-size:12px;font-style:italic;font-weight:700}.spd .ditem-info:hover{border-color:var(--teal);color:var(--teal)}.spd .ditem-ex{color:var(--slate-2);background:var(--cloud);border-radius:8px;flex-basis:100%;margin:2px 0 6px 33px;padding:9px 13px;font-size:13px}.spd .ditem-ex strong{color:var(--navy)}.spd .cq{border-bottom:1px solid var(--line);padding:20px 0}.spd .cq:last-child{border-bottom:none}.spd .cq-q{color:var(--navy);align-items:flex-start;gap:12px;margin-bottom:14px;font-size:17px;font-weight:600;display:flex}.spd .cq-n{background:var(--navy);width:26px;height:26px;color:var(--green);border-radius:50%;flex-shrink:0;place-items:center;font-size:13px;font-weight:700;display:grid}.spd .cq-opts{flex-wrap:wrap;gap:10px;padding-left:38px;display:flex}.spd .cq-opt{border:1.5px solid var(--line);color:var(--slate);cursor:pointer;background:#fff;border-radius:100px;padding:10px 20px;font-family:inherit;font-size:15px;font-weight:500;transition:all .15s}.spd .cq-opt:hover{border-color:var(--muted)}.spd .cq-opt.on{background:var(--navy);border-color:var(--navy);color:#fff;font-weight:600}.spd .tool-nav{border-top:1px solid var(--line);background:var(--cloud);justify-content:space-between;align-items:center;gap:16px;padding:20px 36px;display:flex}.spd .nav-note{color:var(--muted);font-size:14px}.spd .nav-hint{color:var(--orange);font-size:13px;font-weight:600}.spd .result{animation:.4s spd-fade}.spd .result-hero{border-left:6px solid var(--band,var(--green));background:linear-gradient(135deg,#121a2e,#1b2640);border-radius:18px;grid-template-columns:1.5fr 1fr;align-items:center;gap:28px;margin-bottom:18px;padding:30px 34px;display:grid;position:relative;overflow:hidden}.spd .result-hero:after{content:"";pointer-events:none;background:radial-gradient(circle,color-mix(in srgb,var(--band,var(--green))28%,transparent),transparent 70%);border-radius:50%;width:260px;height:260px;position:absolute;top:-60px;right:-60px}.spd .rh-eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--teal);margin-bottom:10px;font-size:12px;font-weight:700}.spd .rh-headline{margin-bottom:14px;line-height:1}.spd .rh-band{letter-spacing:-.02em;font-size:50px;font-weight:800}.spd .rh-risk{color:#fff;font-size:38px;font-weight:700}.spd .rh-verdict{color:#c8d2e0;max-width:480px;margin-bottom:16px;font-size:16px;line-height:1.55}.spd .rh-meta{color:#8e9db5;flex-wrap:wrap;align-items:center;gap:10px;font-size:13px;display:flex}.spd .rh-meta strong{color:#c8d2e0}.spd .rh-right{z-index:1;flex-direction:column;align-items:center;gap:14px;display:flex;position:relative}.spd .rh-fixes{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:12px;align-items:center;gap:12px;padding:12px 18px;display:flex}.spd .rh-fixnum{font-size:36px;font-weight:800;line-height:1}.spd .rh-fixlbl{color:#c8d2e0;font-size:13px;font-weight:600;line-height:1.25}.spd .gauge{flex-shrink:0;width:200px;height:116px;position:relative}.spd .gauge-center{text-align:center;position:absolute;bottom:0;left:0;right:0}.spd .gauge-score{font-size:42px;font-weight:800;line-height:1}.spd .gauge-of{color:#8e9db5;margin-top:-2px;font-size:12px}.spd .metric-grid{grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:24px;display:grid}.spd .metric{border:1px solid var(--line);background:#fff;border-radius:14px;padding:18px 18px 16px}.spd .metric.accent{background:var(--cloud)}.spd .metric-top{align-items:baseline;gap:8px;margin-bottom:8px;display:flex}.spd .metric-num{color:var(--navy);font-size:34px;font-weight:800;line-height:1}.spd .metric-of{color:var(--muted);font-size:14px;font-weight:600}.spd .metric-lbl{color:var(--slate);font-size:14px;font-weight:500;line-height:1.35}.spd .metric-sub{color:var(--muted);margin-top:6px;font-size:12px;line-height:1.3}.spd .metric-bar{background:var(--line);border-radius:3px;height:5px;margin-top:11px;overflow:hidden}.spd .metric-bar span{background:var(--green);border-radius:3px;height:100%;transition:width .9s cubic-bezier(.2,.8,.2,1);display:block}.spd .metric-bar.hid span{background:var(--orange)}.spd .result-narrative{color:var(--navy);background:#35b6ae12;border-radius:12px;margin-bottom:24px;padding:20px 22px;font-size:18px;font-weight:500;line-height:1.6}.spd .result-cols{grid-template-columns:1fr 1fr;gap:22px;margin-bottom:22px;display:grid}.spd .rc-h{text-transform:uppercase;letter-spacing:.05em;color:var(--navy);border-bottom:2px solid var(--line);margin-bottom:14px;padding-bottom:10px;font-size:15px;font-weight:700}.spd .cat-chips{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.spd .cat-chip{border:1px solid var(--line);color:var(--slate);background:#fff;border-radius:100px;padding:7px 13px;font-size:13px;font-weight:500}.spd .oblig-row{flex-wrap:wrap;gap:7px;margin-bottom:4px;display:flex}.spd .oblig-chip{border:1px solid var(--line);color:var(--navy);background:#121a2e0d;border-radius:7px;padding:5px 11px;font-size:12px;font-weight:600}.spd .oblig-chip.child{color:var(--orange);background:#e8704a1a;border-color:#e8704a4d}.spd .hidden-box{background:#e8704a12;border:1px solid #e8704a40;border-radius:12px;padding:14px 16px}.spd .hidden-h{color:var(--orange);text-transform:uppercase;letter-spacing:.04em;margin-bottom:9px;font-size:13px;font-weight:700}.spd .hidden-box ul{flex-direction:column;gap:6px;list-style:none;display:flex}.spd .hidden-box li{color:var(--slate);padding-left:18px;font-size:14px;position:relative}.spd .hidden-box li:before{content:"▸";color:var(--orange);position:absolute;left:0}.spd .precs{flex-direction:column;gap:12px;list-style:none;display:flex}.spd .precs li{color:var(--slate);gap:12px;font-size:15px;line-height:1.45;display:flex}.spd .prec-n{width:24px;height:24px;color:var(--green-d);background:#07b9811f;border-radius:50%;flex-shrink:0;place-items:center;font-size:13px;font-weight:700;display:grid}.spd .result-exposure{background:var(--navy);border-radius:12px;align-items:flex-start;gap:13px;margin-bottom:24px;padding:18px 20px;display:flex}.spd .exp-icon{color:var(--gold);flex-shrink:0;margin-top:1px;font-size:17px}.spd .result-exposure p{color:#c3ccdb;font-size:14px;line-height:1.55}.spd .pdmap{margin:4px 0 24px}.spd .pdmap-lead{color:var(--slate-2);max-width:760px;margin-bottom:16px;font-size:14px;line-height:1.5}.spd .pdmap-group{margin-bottom:18px}.spd .pdmap-grouphead{align-items:center;gap:10px;margin-bottom:8px;display:flex}.spd .pdmap-groupcount{color:var(--muted);font-size:12px;font-weight:600}.spd .pdmap-scroll{border:1px solid var(--line);border-radius:12px;overflow-x:auto}.spd .pdmap-scroll:focus-visible{box-shadow:var(--ring)}.spd .pdmap-group.g-hidden .pdmap-scroll{border-color:#e8704a59}.spd .pdmap-table{border-collapse:collapse;width:100%;min-width:720px;font-size:13px}.spd .pdmap-table th{text-align:left;text-transform:uppercase;letter-spacing:.04em;color:var(--slate-2);background:var(--cloud);border-bottom:1px solid var(--line);white-space:nowrap;padding:10px 13px;font-size:11px;font-weight:700}.spd .pdmap-table td{border-bottom:1px solid var(--line);color:var(--slate);vertical-align:top;padding:11px 13px;line-height:1.4}.spd .pdmap-table tr:last-child td{border-bottom:none}.spd .pdmap-group.g-hidden .pdmap-table tbody tr{background:#e8704a0a}.spd .pdmap-item{color:var(--navy);font-weight:600;display:block}.spd .pdmap-ex{color:var(--muted);margin-top:3px;font-size:12px;display:block}.spd .pdmap-chips{flex-wrap:wrap;gap:5px;display:flex}.spd .pdmap-chip{color:#1f8a82;white-space:nowrap;background:#35b6ae1a;border:1px solid #35b6ae47;border-radius:6px;padding:3px 8px;font-size:11px;font-weight:600}@media (max-width:640px){.spd .pdmap-scroll{overflow-x:visible}.spd .pdmap-table{min-width:0}.spd .pdmap-table thead{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.spd .pdmap-table tr{border-bottom:1px solid var(--line);padding:6px 0;display:block}.spd .pdmap-table tr:last-child{border-bottom:none}.spd .pdmap-table td{border:none;grid-template-columns:96px 1fr;gap:10px;padding:5px 13px;display:grid}.spd .pdmap-table td:before{content:attr(data-label);text-transform:uppercase;letter-spacing:.03em;color:var(--muted);font-size:11px;font-weight:700}.spd .pdmap-table td[data-label=Data\ point]{grid-template-columns:1fr;gap:2px;padding-top:10px}.spd .pdmap-table td[data-label=Data\ point]:before{display:none}}.spd .result-cta{background:var(--cloud);border:1px solid var(--line);border-radius:16px;margin-bottom:18px;padding:24px 26px}.spd .cta-split,.spd .cta-sent{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:22px;display:flex}.spd .result-cta h3{margin-bottom:6px;font-size:20px;font-weight:700}.spd .result-cta p{color:var(--slate-2);max-width:520px;font-size:15px}.spd .cta-form{flex-direction:column;gap:14px;display:flex}.spd .cta-form-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.spd .cta-field{flex-direction:column;gap:5px;display:flex}.spd .cta-field label{color:var(--slate-2);font-size:12px;font-weight:600}.spd .cta-field input,.spd .cta-field select{border:1.5px solid var(--line);color:var(--navy);background:#fff;border-radius:10px;outline:none;padding:12px 14px;font-family:inherit;font-size:15px}.spd .cta-field input:focus,.spd .cta-field select:focus{border-color:var(--green)}.spd .cta-field.invalid input{border-color:var(--error)}.spd .field-err{color:var(--error);font-size:12px}.spd .cta-consent{color:var(--slate-2);align-items:flex-start;gap:9px;font-size:13px;display:flex}.spd .cta-consent input{margin-top:3px}.spd .form-error{color:var(--error);background:#c2413a12;border:1px solid #c2413a33;border-radius:8px;padding:10px 13px;font-size:14px}@media (max-width:560px){.spd .cta-form-grid{grid-template-columns:1fr}}.spd .sent-tick{background:var(--green);color:#fff;border-radius:50%;flex-shrink:0;place-items:center;width:46px;height:46px;font-size:24px;font-weight:700;display:grid}.spd .result-restart{color:var(--muted);cursor:pointer;background:0 0;border:none;padding:6px 0;font-family:inherit;font-size:14px}.spd .result-restart:hover{color:var(--navy)}.spd .learn{padding:72px 0 80px}.spd .learn-grid{grid-template-columns:1.7fr 1fr;align-items:start;gap:48px;display:grid}.spd .learn-main h3{margin:32px 0 12px;font-size:22px;font-weight:700}.spd .learn-main h3:first-child{margin-top:0}.spd .learn-main p{color:var(--slate);text-wrap:pretty;margin-bottom:14px;font-size:16px;line-height:1.7}.spd .learn-list{flex-direction:column;gap:12px;margin:0 0 14px;list-style:none;display:flex}.spd .learn-list li{color:var(--slate);padding-left:24px;font-size:16px;line-height:1.6;position:relative}.spd .learn-list li:before{content:"";background:var(--green);border-radius:3px;width:9px;height:9px;position:absolute;top:9px;left:0}.spd .learn-disclaimer{color:var(--muted);border-top:1px solid var(--line);margin-top:8px;padding-top:16px;font-size:14px;font-style:italic}.spd .learn-aside{flex-direction:column;gap:16px;display:flex;position:sticky;top:84px}.spd .aside-card{background:var(--navy);color:#c3ccdb;border-radius:16px;padding:22px 24px}.spd .aside-card.alt{background:var(--cloud);color:var(--slate);border:1px solid var(--line)}.spd .aside-h{text-transform:uppercase;letter-spacing:.06em;color:var(--teal);margin-bottom:14px;font-size:13px;font-weight:700}.spd .aside-card.alt .aside-h{color:var(--green-d)}.spd .aside-card ol{flex-direction:column;gap:11px;padding-left:18px;display:flex}.spd .aside-card li{font-size:15px;line-height:1.5}.spd .aside-card ol li::marker{color:var(--green);font-weight:700}.spd .aside-band{color:var(--slate-2);align-items:center;gap:10px;padding:7px 0;font-size:14px;display:flex}.spd .ab-pill{color:#fff;text-align:center;border-radius:100px;min-width:74px;padding:3px 12px;font-size:13px;font-weight:700}.spd .next-step{padding:0 0 56px}.spd .next-step-card{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:28px;display:flex}.spd .next-step-card p{max-width:640px;font-size:15px;line-height:1.6}.spd .next-step-card .aside-h{margin-bottom:8px;font-size:17px;font-weight:700}.spd .next-step-cta{white-space:nowrap;flex-shrink:0}.spd .cta-block{background:var(--navy);color:#fff;padding:60px 0}.spd .cta-in{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:36px;display:flex}.spd .cta-text h2{color:#fff;margin-bottom:10px;font-size:30px;font-weight:800}.spd .cta-text p{color:#c3ccdb;max-width:620px;font-size:17px}.spd .footer{color:#7e8da3;background:#0d1422;padding:28px 0}.spd .footer-in{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;display:flex}.spd .footer-brand{color:#fff;font-size:18px;font-weight:700}.spd .footer-brand span{color:var(--green)}.spd .footer-meta{flex:1;min-width:240px;font-size:13px}.spd .footer-handle{color:var(--teal);font-size:14px}@media (max-width:900px){.spd .hero-in{grid-template-columns:1fr;gap:40px}.spd .hero h1{font-size:40px}.spd .hero-card{max-width:440px}.spd .learn-grid{grid-template-columns:1fr;gap:32px}.spd .learn-aside{position:static}.spd .result-hero{grid-template-columns:1fr;gap:20px}.spd .metric-grid{grid-template-columns:1fr 1fr}.spd .result-cols{grid-template-columns:1fr}.spd .topnav a:not(.btn-primary){display:none}}@media (max-width:560px){.spd .wrap{padding:0 18px}.spd .hero h1{font-size:32px}.spd .hero{padding:48px 0 60px}.spd .section-head h2{font-size:26px}.spd .tool-body{padding:24px 20px}.spd .stepper{padding:14px 16px}.spd .step-label{display:none}.spd .step-line{margin:0 8px}.spd .tool-nav{padding:16px 20px}.spd .metric-grid{grid-template-columns:1fr}.spd .rh-band{font-size:40px}.spd .rh-risk{font-size:30px}}.spd .dpack{flex-direction:column;gap:34px;margin-top:28px;display:flex}.spd .dpack-empty-pack{background:var(--cloud);border:1px solid var(--line);border-radius:var(--r);color:var(--muted);text-align:center;padding:28px}.spd .dpack-head{border-top:3px solid var(--green);padding-top:22px}.spd .dpack-eyebrow{letter-spacing:.06em;text-transform:uppercase;color:var(--green-d);margin-bottom:14px;font-size:13px;font-weight:700}.spd .dpack-tiles{grid-template-columns:repeat(6,1fr);gap:12px;display:grid}.spd .dpack-tile{background:var(--cloud);border:1px solid var(--line);border-radius:12px;padding:14px}.spd .dpack-tile.accent{background:#e8704a12;border-color:#e8704a4d}.spd .dpack-tile-n{color:var(--navy);font-size:26px;font-weight:800;line-height:1.05;display:block}.spd .dpack-tile.accent .dpack-tile-n{color:var(--orange)}.spd .dpack-tile-l{color:var(--muted);margin-top:4px;font-size:12px;display:block}@media (max-width:760px){.spd .dpack-tiles{grid-template-columns:repeat(2,1fr)}}.spd .dpack-report{flex-direction:column;gap:14px;display:flex}.spd .dpack-rh h3{color:var(--navy);font-size:19px;font-weight:700}.spd .dpack-rh p{color:var(--slate-2);max-width:70ch;margin-top:4px;font-size:14px}.spd .dpack-controls{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.spd .dpack-chips{flex-wrap:wrap;gap:6px;display:flex}.spd .dpack-chip{border:1px solid var(--line);background:var(--white);color:var(--slate-2);cursor:pointer;border-radius:999px;padding:5px 12px;font-size:13px}.spd .dpack-chip.on{background:var(--green);border-color:var(--green);color:#fff;font-weight:600}.spd .dpack-chip:focus-visible,.spd .dpack-select:focus-visible,.spd .dpack-search:focus-visible,.spd .dpack-sortbtn:focus-visible,.spd .dpack-confirm:focus-visible,.spd .dpack-link:focus-visible,.spd .dpack-drawer-x:focus-visible{box-shadow:var(--ring);border-radius:8px;outline:none}.spd .dpack-select,.spd .dpack-search{border:1px solid var(--line);background:var(--white);color:var(--slate);border-radius:8px;padding:6px 10px;font-size:13px}.spd .dpack-search{min-width:180px}.spd .dpack-count{color:var(--muted);font-size:13px}.spd .dpack-tablewrap{border:1px solid var(--line);border-radius:var(--r);overflow-x:auto}.spd .dpack-table{border-collapse:collapse;width:100%;min-width:720px;font-size:14px}.spd .dpack-table th{text-align:left;background:var(--cloud);color:var(--navy);text-transform:uppercase;letter-spacing:.03em;border-bottom:1px solid var(--line);white-space:nowrap;padding:10px 12px;font-size:12px;font-weight:600}.spd .dpack-table td{border-bottom:1px solid var(--line);vertical-align:top;color:var(--slate);padding:11px 12px}.spd .dpack-table tr:last-child td{border-bottom:none}.spd .dpack-table tbody tr:hover{background:var(--cloud)}.spd .dpack-item strong{color:var(--navy);font-weight:600}.spd .dpack-dim{color:var(--muted)}.spd .dpack-sortbtn{font:inherit;text-transform:inherit;letter-spacing:inherit;color:inherit;cursor:pointer;background:0 0;border:none;align-items:center;gap:4px;padding:0;display:inline-flex}.spd .dpack-caret{color:var(--green-d);font-size:9px}.spd .dpack-band{white-space:nowrap;font-weight:600}.spd .dpack-status{color:var(--muted);font-size:12px}.spd .dpack-status.done{color:var(--green-d);font-weight:600}.spd .dpack-actions{white-space:nowrap;gap:8px;display:flex}.spd .dpack-confirm{border:1px solid var(--green);background:var(--white);color:var(--green-d);cursor:pointer;border-radius:7px;padding:4px 10px;font-size:12px;font-weight:600}.spd .dpack-confirm[disabled]{border-color:var(--line);color:var(--muted);cursor:default}.spd .dpack-link{color:var(--teal);cursor:pointer;font:inherit;background:0 0;border:none;padding:0;font-size:13px;text-decoration:underline}.spd .dpack-empty{background:var(--cloud);border:1px dashed var(--line);border-radius:var(--r);text-align:center;color:var(--muted);padding:22px}.spd .dpack-sr{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.spd .dpack-flag{border-radius:6px;padding:2px 8px;font-size:11px;font-weight:700;display:inline-block}.spd .dpack-flag.statutory_floor{color:#8a6100;background:#e8ab4229}.spd .dpack-flag.dpdpa_determination{color:var(--green-d);background:#07b9811f}.spd .dpack-suggested{color:var(--muted);margin-top:4px;font-size:11px;font-style:italic;display:block}.spd .dpack-risklist{gap:12px;list-style:none;display:grid}.spd .dpack-risk{border:1px solid var(--line);border-radius:var(--r);background:var(--white);padding:16px}.spd .dpack-risk-top{align-items:center;gap:10px;margin-bottom:8px;font-size:12px;display:flex}.spd .dpack-prio{text-transform:uppercase;letter-spacing:.03em;font-size:11px;font-weight:700}.spd .dpack-prio.immediate{color:var(--error)}.spd .dpack-prio.high{color:var(--orange)}.spd .dpack-prio.medium{color:var(--gold)}.spd .dpack-risk-cat{background:var(--cloud);color:var(--muted);border-radius:6px;margin-left:auto;padding:2px 8px}.spd .dpack-risk h4{color:var(--navy);font-size:15px;font-weight:600}.spd .dpack-control{margin-top:6px;font-size:14px}.spd .dpack-bridge{color:var(--teal);margin-top:8px;font-size:13px;font-style:italic}.spd .dpack-actions-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.spd .dpack-actcol{background:var(--cloud);border:1px solid var(--line);border-radius:var(--r);padding:16px}.spd .dpack-actcol-h{color:var(--navy);margin-bottom:10px;font-size:14px;font-weight:700}.spd .dpack-actcol ol{color:var(--slate);gap:8px;margin:0;padding-left:18px;font-size:13px;display:grid}@media (max-width:760px){.spd .dpack-actions-grid{grid-template-columns:1fr}}.spd .dpack-seam{background:var(--navy);color:#fff;box-shadow:var(--shadow-lg);border-radius:18px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;padding:28px;display:flex}.spd .dpack-seam-copy{flex:320px}.spd .dpack-seam h3{color:#fff;font-size:20px;font-weight:700}.spd .dpack-seam p{color:var(--muted-dk);max-width:62ch;margin-top:8px;font-size:14px}.spd .dpack-seam strong{color:#fff}.spd .dpack-seam-btn{flex:none}.spd .dpack-disclaimer{color:var(--muted);border-top:1px solid var(--line);max-width:80ch;padding-top:16px;font-size:13px}.spd .dpack-drawer-scrim{z-index:60;background:#121a2e73;justify-content:flex-end;display:flex;position:fixed;inset:0}.spd .dpack-drawer{width:min(460px,92vw);height:100%;box-shadow:var(--shadow-lg);background:#fff;padding:28px;position:relative;overflow-y:auto}.spd .dpack-drawer-x{color:var(--muted);cursor:pointer;background:0 0;border:none;font-size:18px;position:absolute;top:16px;right:16px}.spd .dpack-drawer h4{color:var(--navy);padding-right:24px;font-size:20px;font-weight:700}.spd .dpack-dl{gap:14px;margin-top:18px;display:grid}.spd .dpack-dl dt{text-transform:uppercase;letter-spacing:.03em;color:var(--muted);font-size:12px;font-weight:700}.spd .dpack-dl dd{color:var(--slate);margin-top:3px;font-size:14px}.spd .result-narrative-sub{color:var(--muted);margin-top:-6px;font-size:13px}@media (prefers-reduced-motion:reduce){.spd .dpack *{transition:none!important;animation:none!important}}.spd .dpack-table.reg{min-width:840px}.spd .dpack-stored{-webkit-line-clamp:2;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.spd .dpack-decision{flex-direction:column;align-items:flex-start;gap:6px;display:flex}.spd .dpack-toggle{border:1px solid var(--line);border-radius:8px;display:inline-flex;overflow:hidden}.spd .dpack-yes,.spd .dpack-no{background:var(--white);color:var(--muted);cursor:pointer;border:none;align-items:center;gap:4px;padding:5px 9px;font-size:12px;font-weight:600;display:inline-flex}.spd .dpack-yes{border-right:1px solid var(--line)}.spd .dpack-yes:hover{color:var(--green-d)}.spd .dpack-no:hover{color:var(--error)}.spd .dpack-yes.on{background:var(--green);color:#fff}.spd .dpack-no.on{background:var(--error);color:#fff}.spd .dpack-yes:focus-visible,.spd .dpack-no:focus-visible{box-shadow:inset var(--ring);outline:none}.spd .dpack-row.declined{opacity:.5}.spd .dpack-row.declined .dpack-item strong{text-decoration:line-through}.spd .dpack-count-dec{color:var(--muted)}.spd .dpack-count-dec strong{color:var(--navy)}@media (max-width:900px){.spd .dpack-tlabel{display:none}.spd .dpack-table.reg th:nth-child(6),.spd .dpack-table.reg td:nth-child(6){width:110px}}@property --hcp{syntax:"<percentage>";inherits:false;initial-value:0%}.spd .hero-card{animation:.6s ease-out both hc-in}.spd .hero-card .hc-row{animation:.5s ease-out both hc-rowin}.spd .hero-card .hc-row:first-child{animation-delay:.18s}.spd .hero-card .hc-row:nth-child(2){animation-delay:.3s}.spd .hero-card .hc-row:nth-child(3){animation-delay:.42s}.spd .hero-card .hc-row:nth-child(4){animation-delay:.54s}.spd .hero-card .hc-row:nth-child(5){animation-delay:.66s}.spd .hero-card .hc-check.on{animation:.45s ease-out .7s both hc-pop}.spd .hero-card .hc-row.dim .hc-check{animation:2.6s ease-in-out 1.2s infinite hc-pulse}.spd .hero-card .hc-gauge{background:conic-gradient(var(--orange)0 var(--hcp),var(--line)var(--hcp)100%);animation:1.1s cubic-bezier(.22,1,.36,1) .5s both hc-sweep}.spd .hero-card .hc-bpill{animation:.5s ease-out 1.5s both hc-pop}@keyframes hc-in{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}@keyframes hc-rowin{0%{opacity:0;transform:translate(-10px)}to{opacity:1;transform:none}}@keyframes hc-pop{0%{opacity:0;transform:scale(.6)}60%{transform:scale(1.12)}to{opacity:1;transform:scale(1)}}@keyframes hc-pulse{0%,to{opacity:.75;transform:scale(1)}50%{opacity:1;transform:scale(1.18)}}@keyframes hc-sweep{0%{--hcp:0%}to{--hcp:61%}}@media (prefers-reduced-motion:reduce){.spd .hero-card,.spd .hero-card *,.spd .dpack *{transition:none!important;animation:none!important}.spd .hero-card .hc-gauge{--hcp:61%}}.spd .dpack-table.reg{table-layout:fixed;min-width:760px}.spd .dpack-table.reg th:first-child,.spd .dpack-table.reg td:first-child{width:21%}.spd .dpack-table.reg th:nth-child(2),.spd .dpack-table.reg td:nth-child(2){width:11%}.spd .dpack-table.reg th:nth-child(3),.spd .dpack-table.reg td:nth-child(3){width:16%}.spd .dpack-table.reg th:nth-child(4),.spd .dpack-table.reg td:nth-child(4){width:23%}.spd .dpack-table.reg th:nth-child(5),.spd .dpack-table.reg td:nth-child(5){width:12%}.spd .dpack-table.reg th:nth-child(6),.spd .dpack-table.reg td:nth-child(6){width:17%}.spd .dpack-table.reg td{word-break:break-word}.spd .dpack-stored{-webkit-line-clamp:3;overflow-wrap:anywhere}.spd .dpack-yn{border:1px solid var(--line);border-radius:7px;display:inline-flex;overflow:hidden}.spd .dpack-yn-btn{background:var(--white);color:var(--muted);cursor:pointer;border:none;padding:4px 12px;font-size:12px;font-weight:700}.spd .dpack-yn-yes{border-right:1px solid var(--line)}.spd .dpack-yn-yes:hover{color:var(--green-d)}.spd .dpack-yn-no:hover{color:var(--error)}.spd .dpack-yn-yes.on{background:var(--green);color:#fff}.spd .dpack-yn-no.on{background:var(--error);color:#fff}.spd .dpack-yn-btn:focus-visible{box-shadow:inset var(--ring);outline:none}@media (max-width:900px){.spd .dpack-yn-btn{padding:4px 9px}}.spd .dpack-reg-wrap{border:1px solid var(--line);border-radius:var(--r);overflow-x:auto}.spd .dpack-reg{min-width:720px}.spd .dpack-reg-row{border-bottom:1px solid var(--line);color:var(--slate);grid-template-columns:2.2fr 1fr 1.4fr 2fr .85fr 1.35fr;align-items:start;gap:14px;padding:12px 14px;font-size:14px;display:grid}.spd .dpack-reg-head{background:var(--cloud);text-transform:uppercase;letter-spacing:.03em;color:var(--navy);font-size:12px;font-weight:600}.spd .dpack-reg-row:not(.dpack-reg-head):last-child{border-bottom:none}.spd .dpack-reg-row:not(.dpack-reg-head):hover{background:var(--cloud)}.spd .dpack-reg-row.declined{opacity:.5}.spd .dpack-reg-row.declined .dpack-c-item strong{text-decoration:line-through}.spd .dpack-c-item strong{color:var(--navy);font-weight:600}.spd .dpack-c-stored{color:var(--muted);overflow-wrap:break-word}.spd .dpack-c-keep{flex-direction:column;align-items:flex-start;gap:8px;display:flex}.spd .dpack-keep{align-items:center;gap:8px;display:inline-flex}.spd .dpack-keep-lbl{color:var(--slate-2);min-width:22px;font-size:12px;font-weight:600}.spd .dpack-switch{background:var(--error);cursor:pointer;border:none;border-radius:999px;flex:none;width:42px;height:22px;padding:0;transition:background .15s;position:relative}.spd .dpack-switch.on{background:var(--green)}.spd .dpack-switch-knob{background:#fff;border-radius:50%;width:18px;height:18px;transition:transform .15s;position:absolute;top:2px;left:2px;box-shadow:0 1px 2px #0003}.spd .dpack-switch.on .dpack-switch-knob{transform:translate(20px)}.spd .dpack-switch:focus-visible{box-shadow:var(--ring);outline:none}.spd .dpack-reg{grid-template-columns:2.2fr 1fr 1.4fr 2fr .85fr 1.35fr;column-gap:14px;display:grid}.spd .dpack-reg-row{grid-template-columns:subgrid;grid-column:1/-1}